The FHOG scheme provides eligible first home owners with a grant in relation to the purchase or construction of a home.

It is an ongoing scheme introduced on 1 July 2000 to encourage and assist home ownership.

FHOG is not means tested however, from 1 January 2010 eligibility ceases to apply if the consideration for, or the value of the home is more than the transaction eligibility threshold (see table below). This includes the unencumbered value of the land on which a home is to be built. The amount of the transaction eligibility threshold is determined based on the commencement date of the eligible transaction.

The commencement date of an eligible transaction is:

  • for a contract to purchase or construct a home, the date when the contract is made; or
  • for an owner builder, the date the laying of the foundations commenced.
Commencement date of eligible transaction​ Transaction eligibility threshold​
On or after 4 December 2012 $600 000​
From 1 January 2010 – 3 December 2012​ $750 000​
Prior to 1 January 2010​ No threshold applied​

The amount of the grant increased on 4 December 2012 in relation to eligible transactions that commenced on or after that date. From that date, the amount of the grant also varies depending on the type of transaction and location of the property.

If the commencement date of the eligible transaction is on or after 4 December 2012, the amount of the grant is the lesser of the consideration actually paid for the eligible transaction, or:

a) $12 000 if the home is an established home in the urban area;
b) otherwise – $25 000

If the commencement date of the eligible transaction is before 4 December 2012, the amount of the grant is the lesser of the following:

a) the amount of consideration actually paid for the eligible transaction;
b) $7000

An established home is one that has been previously sold or occupied, and is lawfully fit for occupation.

An urban area means all land located wholly within the boundaries of:

  • the Darwin, Palmerston or Litchfield municipalities;
  • Wagait Shire;
  • the Darwin Waterfront Precinct;
  • the "prescribed area" for the Darwin Rates Act.
  • any other area prescribed by regulation.

Maps of current local government boundaries in the Territory can be found at the following link: http://www.localgovernment.nt.gov.au/home/shire_boundaries.

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Our house started at the same time as our neighbour. We have had a dream run, moved in early and would build with Abode again. Our neighbour doesn't have the same feelings for their builder." Sharon